1. Ordinary Members (PCWF)
2. Interest rate is 7.5% p.a
3. Credit up to 3 years.
4. Loan quantum of up to $4,000
5. Overall deduction must not exceed 50% of gross salary
6. Final approval of loan & credit period is at the discretion of POLWEL's Management.
7. The admin rules serve as a guideline only & not as an approval of loan.

1. NRIC
2. Warrant card
3. Latest payslip
4. To produce original quotation / invoice of items signed by both supplier and loan applicant
  a) Loan payment to be made to vendor only.
  b) Waiver of Interest rates for 3 months for loan above $2000
    (Promotion period from 1st Nov 2011 - 30th April 2012)
5. Family particulars (parents or spouse)
6. $2,001 to $4,000 - 1(One) S'porean Home Team Guarantor.
    - Guarantor to bring along NRIC, Warrant Card, payslip, bank statement or ATM Slip.
    - First installment and admin fee to be paid upon loan approval.
    - Guarantor must be of equivalent or higher rank with equivalent or higher salary.

1. Ordinary Members (PCWF)
2. Interest rate is 7.5% p.a
3. Credit up to 5 years.
4. Loan quantum of up to $20,000
5. Overall deduction must not exceed 50% of gross salary
6. Final approval of loan & credit period is at the discretion of POLWEL's Management.
7. The admin rules serve as a guideline only & not as an approval of loan.

1. NRIC
2. Warrant card
3. Latest payslip
4. Invoice or receipts or quotations relating to the expenses.
5. Payment to vendor only
6. Family particulars (parents or spouse)
7. $2,001 to $6,000 - 1(One) S'porean Home Team Guarantor.
8. $6,001to $20,000 - 2 (Two) S'porean Home Team Guarantors.
    - Guarantor to bring along NRIC, Warrant Card, payslip, bank statement or ATM Slip.
    - First installment, admin fee & loan default guarantee deduction upfront from loan.
    - Guarantor must be of equivalent or higher rank with equivalent or higher salary.

1. Ordinary Members (PCWF)
2. Interest rate is 7.5% p.a
3. Credit up to 5 years.
4. Loan quantum of up to $30,000
5. Overall deduction must not exceed 50% of gross salary
6. Final approval of loan & credit period is at the discretion of POLWEL's Management.
7. The admin rules serve as a guideline only & not as an approval of loan.

1. NRIC
2. Warrant card
3. Latest payslip
4. Renovation quotation.
5. Payment to Renovation Contractor only.
6. Home Ownership Proof.
7. Family particulars (parents or spouse)
8. $2,000 to $,6000 - 1(One) S'porean Home Team Guarantor.
9. $6,001 to $30,000- 2 (Two) S'porean Home Team Guarantors.
    - Guarantor to bring along NRIC, Warrant Card, payslip, bank statment or ATM slip.
    - First installment, admin fee & loan default guarantee will be deducted upfront from loan
    - Guarantor must be of equivalent or higher rank with equivalent or higher salary.
.