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PRODUCT LOAN |
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| Administrative Rules |
1. Ordinary Members (PCWF)
2. Interest rate is 7.5% p.a
3. Credit up to 3 years.
4. Loan quantum of $4,000
5. Overall deduction must not exceed 50% of gross salary
6. Final approval of loan & credit period by Manager only.
7. The admin rules should serve as a guideline only & not as an approval of loan.
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| Documents & Persons |
1. NRIC
2. Warrant card
3. Latest payslip
4. Particulars (brand name & model number) of the product.
5. Family particulars (parents or spouse)
6. $2,001 to $4,000 - 1(One) S'porean Home Team Guarantor.
7. Guarantor to bring along NRIC, Warrant Card & payslip.
8. First installment and admin fee to be paid upon loan approval. |
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SERVICE LOAN |
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* Marriage
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Maternity
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Medical
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Study
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Travel & Tour
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Funeral
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Car Insurance & Road Tax
* Other
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| Administrative Rules |
1. Ordinary Members (PCWF)
2. Interest rate is 7.5% p.a
3. Credit up to 4 years.
4. Loan quantum of $20,000
5. Overall deduction must not exceed 50% of gross salary
6. Final approval of loan & credit period by Manager only.
7. The admin rules should serve as a guideline only & not as an approval of loan.
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| Documents & Persons |
1. NRIC
2. Warrant card
3. Latest payslip
4. Invoice or receipts or quotations relating to the expenses.
5. Payment to vendor only
6.Family particulars (parents or spouse)
7. $2,001 to $6,000 - 1(One) S'porean Home Team Guarantor.
8. $6,001to $20,000 - 2 (Two) S'porean Home Team Guarantors.
9. Guarantor to bring along NRIC, Warrant Card & payslip.
10. First installment, admin.fee & loan default guarantee would be deducted upfront from loan.
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RENOVATION LOAN |
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| Administrative Rules |
1. Ordinary Members (PCWF)
2. Interest rate is 7.5% p.a
3. Credit up to 5 years.
4. Loan quantum of $30,000
5. Overall deduction must not exceed 50% of gross salary
6. Final approval of loan & credit period by Manager only.
7. The admin rules should serve as a guideline only & not as an approval of loan. |
| Documents & Persons |
1. NRIC
2. Warrant card
3. Latest payslip
4. Renovation quotation.
5. Payment to Renovation Contractor only.
6. Home Ownership Proof.
7. Family particulars (parents or spouse)
8. $2,000 to $,6000 - 1(One) S'porean Home Team Guarantor.
9. $6,001 to $30,000- 2 (Two) S'porean Home Team Guarantors.
10. Guarantor to bring along NRIC, Warrant Card & payslip.
11. First installment, admin.fee & loan default guarantee would be deducted upfront from loa
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